Guide · Cost by state
In North Carolina, the state fee for the Home Care Agency License is $510. The bond picture: no state bond minimum in the published rules. Insurance: State sets no minimum Timeline to budget against: DHSR gives an applicant 12 months from receipt of the initial application and fee to complete all requirements and obtain the license, and requires an initial survey. DHSR does not publish a typical approval time; the often-quoted 90–180 days comes from secondary guides, not the state.
Formation (~$300 planning figure), a policies-and-procedures manual ($0–$2,500), screening at roughly $75 per hire, and — the line that decides whether the opening works — payroll runway: your caregivers' weekly pay multiplied by the weeks your clients and Medicaid take to pay you. At 3 caregivers, 30 hours a week, $17 an hour and a 30-day payment lag, the runway alone is about $7,650.
Run the true-cost calculator with North Carolina selected. It uses this state's published fees from the dataset — checked October 22, 2026 against North Carolina Department of Health and Human Services, Division of Health Service Regulation (DHSR), Acute and Home Care Licensure and Certification Section — and prints every assumption next to its line, so you can argue with the inputs instead of with a stranger's blog total.
For this state as for every state: the ~$3,000–$4,000 'fully legitimate' PDF figure omits payroll; the $40,000–$80,000 consultancy range assumes an office-first model plus the consultant. Your computed number will land where your model puts it — which is the entire point.
Dataset pages behind this guide: North Carolina state page · the full 50-state dataset (checked October 22, 2026).
Guides are general; verdicts are specific. The license checker applies your state's rules to your service mix, and the cost calculator prices your opening from the same dataset this guide cites.
The free checkers give you the verdict and the number. The Kit gives you the working papers: your state's application packet walked through in filing order, the policies-and-procedures binder spec (what your binder must contain — never a boilerplate binder), the administrator self-audit, the insurance & bond spec sheet, the Medicaid gate map, the franchise-vs-independent 10-year worksheets, and the payroll-runway planner.
$49 one-time payment
Included in the $49 HomeCareLicenseCheck Kit